ChatGPT users in India can now make payments directly within the app, thanks to a collaboration between NPCI, Razorpay, and OpenAI. The new feature, called Agentic Payments, lets users discover, select, and pay for products without leaving the chat interface.
You can make e-commerce payments easily, which means AI now handles tasks that previously required multiple apps and steps. ChatGPT understands user requests, Razorpay ensures secure transactions, and NPCI provides reliability across India’s payment ecosystem.
Early users report that the feature is not only convenient but also comforting. One user said that completing routine payments through ChatGPT “felt like someone was taking care of small, stressful tasks for me,” highlighting how AI can make daily life smoother.
While the feature is widely welcomed, experts advise users to remain mindful of privacy and exercise judgment. “AI can assist, but human oversight is still essential,” said a fintech analyst.
Agentic Payments represents a growing trend in India where artificial intelligence is integrated into everyday life. It simplifies digital interactions for students, professionals, and adults, turning routine tasks into quick and effortless actions.
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